Top 10 Legal Questions about TD Aeroplan Visa Business Card Holder Agreement
| Question | Answer |
|---|---|
| 1. What are the key terms and conditions of the TD Aeroplan Visa Business Card Holder Agreement? | The TD Aeroplan Visa Business Card Holder Agreement sets out the rights and responsibilities of the cardholder and the issuer. Includes about interest rates, and resolution. It`s document to and before using the card. |
| 2. Can the issuer change the terms of the agreement? | Yes, the issuer has the right to change the terms of the agreement, including fees and interest rates. They required to notice to the cardholder before any changes. |
| 3. What if the misses a payment? | If the cardholder misses a payment, they may incur late fees and interest charges. Negatively their credit score. It`s important to make payments on time to avoid these consequences. |
| 4. Are there any limitations on liability for unauthorized transactions? | Yes, the agreement typically includes limitations on liability for unauthorized transactions. Usually not responsible for unauthorized if report them promptly. |
| 5. Can the cardholder cancel the card at any time? | Yes, the cardholder has the right to cancel the card at any time. They still be for any balances on the account. |
| 6. What are the procedures for disputing a charge? | If a cardholder to dispute a charge, contact the issuer. The issuer will investigate the dispute and may require documentation to support the claim. |
| 7. Are there any rewards or benefits associated with the card? | Yes, the TD Aeroplan Visa Business Card typically offers rewards and benefits such as Aeroplan points for business purchases, travel insurance, and other perks. It`s to the of these benefits in the agreement. |
| 8. Can the issuer terminate the cardholder`s account? | Yes, the issuer has the right to terminate the cardholder`s account for various reasons, including non-payment, fraudulent activity, or violation of the agreement terms. |
| 9. What are the implications of defaulting on the agreement? | Defaulting on the agreement can result in legal action, collection efforts, and damage to the cardholder`s credit. Crucial to the outlined in the agreement to these consequences. |
| 10. Are there any special considerations for using the card for business expenses? | Yes, using the card for business may tax and proper record-keeping. To with a tax professional to compliance with regulations. |
TD Aeroplan Visa Business Card Holder Agreement
This Agreement is entered into on this day by and between TD Bank and the holder of the TD Aeroplan Visa Business Card. Terms and outlined the between the parties.
| 1. Parties | TD Bank and the holder of the TD Aeroplan Visa Business Card. |
|---|---|
| 2. Term | This Agreement shall commence on the date of issuance of the TD Aeroplan Visa Business Card and shall continue until the card is cancelled or terminated. |
| 3. Use of the Card | The of the TD Aeroplan Visa Business Card to use the card in with the and set by TD Bank. Misuse or use of the may in cancellation of the card. |
| 4. Fees and Charges | The holder of the TD Aeroplan Visa Business Card is responsible for any fees and charges associated with the use of the card, as outlined in the cardholder agreement. |
| 5. Termination | Either may this at any with notice to the party. Upon termination, the cardholder agrees to return the TD Aeroplan Visa Business Card to TD Bank. |
| 6. Governing Law | This Agreement be by and in with the of the in which the resides. |
| 7. Entire Agreement | This Agreement the understanding between the with to the hereof and all and agreements and whether or relating to such subject matter. |